:root{--home-orange:#ea580c;--home-dark:#1e293b;--home-radius:20px;--home-font:Arial, sans-serif;--home-orange-light:#fff7ed;--home-primary:#006432}.bho_home_hero{background:linear-gradient(135deg,#fff 0%,#fff7ed 100%);justify-content:center;align-items:center;padding:60px 20px;display:flex;position:relative;overflow:hidden}.bho_home_hero_inner{grid-template-columns:1fr 1fr;align-items:center;gap:60px;width:100%;max-width:1100px;display:grid}.bho_home_badge{color:var(--home-orange);text-transform:uppercase;letter-spacing:.5px;background:#ffedd5;border-radius:50px;align-items:center;gap:6px;margin-bottom:25px;padding:6px 16px;font-size:13px;font-weight:700;display:inline-flex}.bho_home_title{color:var(--home-dark);margin-top:0;margin-bottom:20px;font-size:42px;font-weight:900;line-height:1.2}.bho_home_title span{color:var(--home-orange)}.bho_home_desc{color:#4b5563;margin-bottom:35px;font-size:17px}.bho_home_cta{background:var(--home-orange);color:#fff;border-radius:50px;padding:15px 40px;font-weight:700;text-decoration:none;transition:all .3s;display:inline-block;box-shadow:0 10px 20px #ea580c4d}.bho_home_cta:hover{background:#c2410c;transform:translateY(-3px)}.bho_home_hero_img img{border:10px solid #fff;border-radius:4px;width:100%;display:block;transform:rotate(2deg);box-shadow:0 20px 40px #4314071a}@media (max-width:991px){.bho_home_hero_inner{text-align:center;grid-template-columns:1fr}.bho_home_hero_img{display:none}}.bho_home_coverage{background:#fff;padding:80px 20px}.bho_home_grid{grid-template-columns:repeat(3,1fr);gap:30px;max-width:1200px;margin:0 auto;display:grid}.bho_home_card{border-radius:var(--home-radius);text-align:center;background:#fff;border:1px solid #e5e7eb;padding:35px 30px;transition:all .3s;position:relative;overflow:hidden}.bho_home_card:hover{border-color:var(--home-orange);transform:translateY(-5px);box-shadow:0 15px 40px #ea580c1a}.bho_home_icon{background:var(--home-orange-light);border-radius:50%;width:80px;height:80px;margin-bottom:20px;font-size:45px;line-height:80px;display:inline-block}.bho_home_card h3{color:var(--home-dark);margin-top:0;margin-bottom:15px;font-size:20px;font-weight:800}.bho_home_card p{color:#4b5563;margin:0;font-size:15px;line-height:1.6}.bho_home_head_title{text-align:center;color:var(--home-dark);margin-top:0;margin-bottom:10px;font-size:32px;font-weight:800}.bho_home_head_desc{text-align:center;color:#475569;max-width:700px;margin-bottom:40px;margin-left:auto;margin-right:auto;font-size:16px;line-height:1.5}@media (max-width:991px){.bho_home_grid{grid-template-columns:1fr}}.bho_home_risks{background:var(--home-orange-light);padding:60px 20px}.bho_home_risk_container{grid-template-columns:repeat(4,1fr);gap:20px;max-width:1000px;margin:0 auto;display:grid}.bho_home_risk_item{text-align:center;background:#fff;border-radius:12px;padding:20px;transition:all .3s;box-shadow:0 4px 10px #00000008}.bho_home_risk_item:hover{transform:translateY(-3px)}.bho_home_risk_img{object-fit:contain;width:60px;height:60px;margin-bottom:10px}.bho_home_risk_title{color:var(--home-dark);font-size:15px;font-weight:700}@media (max-width:768px){.bho_home_risk_container{grid-template-columns:1fr 1fr}}.bho_home_form_sec{background:#fff;padding:80px 20px;position:relative}.bho_home_form_card{background:#fff;border:1px solid #fed7aa;border-radius:24px;max-width:600px;margin:0 auto;overflow:hidden;box-shadow:0 20px 60px #43140726}.bho_home_form_header{background:var(--home-dark);text-align:center;color:#fff;padding:30px}.bho_home_form_header h2{color:#fff;margin:0;font-size:24px;font-weight:800}.bho_home_form_header p{opacity:.8;margin:5px 0 0;font-size:14px}.bho_home_form_body{padding:40px}.bho_home_input_group{margin-bottom:20px}.bho_home_label{color:var(--home-dark);margin-bottom:8px;font-size:14px;font-weight:700;display:block}.bho_home_input{width:100%;font-family:var(--home-font);box-sizing:border-box;background:#f9fafb;border:1px solid #d1d5db;border-radius:8px;padding:12px 15px}select.bho_home_input{appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%23475569' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");background-position:right 15px center;background-repeat:no-repeat;background-size:16px}.bho_home_input:focus{border-color:var(--home-orange);background:#fff;outline:none;box-shadow:0 0 0 3px #ea580c1a}.bho_home_submit{background:var(--home-orange);color:#fff;cursor:pointer;border:none;border-radius:8px;width:100%;margin-top:10px;padding:16px;font-size:16px;font-weight:700;transition:all .3s}.bho_home_submit:hover{background:#c2410c}.bho_home_note{text-align:center;color:#9ca3af;margin-top:15px;font-size:13px}.bho_home_msg{text-align:center;border-radius:5px;margin-top:15px;padding:10px;font-weight:600}.msg_success{color:#166534;background:#dcfce7}.msg_error{color:#991b1b;background:#fee2e2}